Relative to f(x)=x, where is the graph of g(x)=f(x)+h, where h is negative? a. the graph is shifted up. b. the graph is shifted to the right. c .the graph is shifted down. d. the graph is shifted to the left.

Rose and andrew are financing $128,000 to purchase a condominium. they obtained a 15-year, fixed-rate loan with a rate of 5.05%. they have been given the option of purchasing up to four points to lower their rate to 4.81%. how much will the four points cost them?