Can someone you owe $1,455.69 on a credit card at a 12.8% apr. you pay 15 days after the due date and the late fee is $35 making it 45 days of accrued interest. you pay $250. how much is your balance after the payment? i dont understand what it means

The balance after the payment is $1263.84.

Step-by-step explanation:

The formula for amount after compound interest is

Where, P is principal, r is rate of interest, n is number of time interest compounded in a period, number of periods.

According to the given information,

P=1455.69

r=0.128

n=365

t=45

Put these values in the above formula,

The amount after compound interest is $1478.84. Add late fee chages $35 in this amount and subtract the payment of $250. So, the balance amount after payment is

Therefore the balance after the payment is $1263.84.

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