8. Which of these TCF checking account fees is the MOST expensive? a. Stop Payment Fee
b. Deposited Item Return Fee
c. Paper Statements Fee
d. Overdraft Fee (Option D)

3. meena and ala are two friends. meena has a habit of using new pens almostevery day, whereas ala believes in getting a refill for her pen instead of buyinga new pen even though her friends make fun of her.a) which out of two practices would you follow and why? b) which value is ala depicting?