To obtain a microcredit loan, a person typically must
a. be a male and have a source of income
b. provide collateral and sign paperwork
c. verbally promise to pay back the money
d. have a good credit history

b. provide collateral and sign paperwork

Explanation:

Microcredit, in economics and finance, is the extension of very small loans to poor borrowers who typically lack collateral, fixed employment or a verifiable credit history. The initial objective is to support commercial initiatives of people or groups of people with little economic capacity - poor entrepreneurs - and thus reduce the poverty in which they find themselves. It is also intended, in many cases, to empower women and stimulate entire communities because of their extension because in many communities, women lack a stable work history that traditional lenders tend to require.

the answer is d trust me

                the united states presidential election of 1912 was the 32nd quadrennial presidential election, held on tuesday, november 5, 1912. the election was a rare four-way contest.

                incumbent president william howard taft was renominated by the republican party with the support of its conservative wing. after former president theodore roosevelt failed to receive the republican nomination, he called his own convention and created the progressive party (nicknamed the "bull moose party"). it nominated roosevelt and ran candidates for other offices in major states. democrat woodrow wilson was finally nominated on the 46th ballot of a contentious convention, to the support of william jennings bryan, the three-time democratic presidential candidate who still had a large and loyal following in 1912. eugene v. debs, running for a fourth time, was the nominee of the socialist party of america.

                wilson won the election, gaining a large majority in the electoral college and winning 42% of the popular vote, while roosevelt won 27%, taft 23% and debs 6%. wilson became the only elected president from the democratic party between 1892 and 1932, and the second of only two democrats to be elected president between 1860 and 1932. this was the last election in which a candidate who was not a republican or democrat came second in either the popular vote or the electoral college, and the first election in which all 48 states of the contiguous united states participated.

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-austint1414