Which of the following is NOT a factor in the determination of an interest rate on borrowed money?

Select one:

- The collateral offered
- The borrower's credit rating
- The borrower's character
- Inflation over time

Jackson pollock described his art style in the following quote: “new needs need new techniques.… it seems to me that the modern painter cannot express this age, the airplane, the atom bomb, the radio, in the old forms of the renaissance or of any other past culture. each age finds its own technique.” what point is pollock making about the new styles of art?