What was the main theme of the un charter

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Was the civil war inevitable? could anything have been done through compromise to stop it, or did it have to happen?

In an industry in which there are several providers of a type of good, why can one business not charge much higher prices for their goods?