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Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

(can someone . has to be turned in 1) - explain one similarity between the federal, state, and local governments. ( question 2)- explain one difference between the federal, state, and local governments. ( question 3)- explain one similarity between the federal executive branch and the state executive branch. ( question 4) - explain one difference between the federal executive branch and the state executive branch. (question 5) - explain one similarity between the federal legislative branch and the state legislative branch. ( question 6) - explain one difference between the federal legislative branch and the state legislative branch. ( question 7) - explain one similarity between the federal judicial branch and the state judicial branch. ( question 8) - explain one difference between the federal judicial branch and the state judicial branch.

Who was the first present of the united states