Which reason a person moght decide not to purchase insurance

Which is a reason a person might decide not to purchase insurance? To have protection in case something goes wrong. to avoid paying costly premiums on a monthly basis. to be prepared for potential major changes. to avoid feeling insecure or uncertain about the future.

Explanation:

workers of lowell mills were greatly benefited for the waltham type of work which was more a paternalist kind, trying to protect the integrity of this little girls coming from small farmers and providing an adequate place of work, this in an effort to avoid the issues of bad place conditions and immorality that the people in bigger industrialized cities of great britain were experimenting.

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