Why did Secretary of State John Hay issue the Open Door notes?

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Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

When was wheeled traffic permitted in early rome? daytime nighttime all day never