Cultural diffusion, society structure based on "European percentage", slave economy, nationalism, assimilation of indigenous people are effects of what... *
a:Renaissance
b:Reformation
c:Colonization
d:Industrialization

your answer would be just capitalism.

most people now work in jobs where they do one  kind  of work; they are carpenters, bankers, cooks, mechanics, and so forth. likewise, most  businesses produce  only certainkinds  of  goods  or  services, such as cars, tacos, or gardening  services. this feature of  production  is known as specialization.

this is true car insurance is optionall