Why did settlers in Kentucky have to be self-sufficient?

What event caused south carolina to secede from union in 1860

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Acivilization reaches its high point during its stage. a)birth b)growing pains c)adulthood d)senior