What did Morgan persuade the bankers and financiers to do?

In 1908, Congress passed a Currency Act authorizing banks to form reserve associations that could issue money temporarily in emergencies.

crop rotation kepy different plants in the soil instead of once constintly. when switching out plants you have different nutrients being absorbed at different speeds and different roots growing differently therfore the spoil and water flow have to adapt and carry fresh nutrients to carry the constant changes that were going on in the soil.