Which event turned the secession crisis into a civil war?

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Which statement describes the central idea of the text? a. while the nigerian government has the wealth to improve the conditions in prisons, they continue to view it as a low priority. b. nigerian prisons neglect the physical and mental health of their prisoners by failing to provide them with basic necessities and services. c. the inhuman conditions in nigerian prisons could easily be improved, but the environment is considered part of prisoners' punishment. d. conditions in nigerian prisons are slowly improving as non-government organizations and citizens are providing much-needed equipment to the prisons.

Hitler hoped the threat of would deter the u.s. from entering the war. a. japanb. genocide c. nuclear war d. war on two fronts