Which is a reason a person might decide not to purchase insurance?

to have protection in case something goes wrong

to avoid paying costly premiums on a monthly basis

to be prepared for potential major changes

to avoid feeling insecure or uncertain about the future

to avoid paying costly premiums on a monthly basis

Explanation:

They may be a risky finacial situation and feel that insurance is not needed

offline recommendation systems option b

because recommendation systems produce a list of two ways

1. through collaborative filtering

or

2. through content-based filtering

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