Are the issues that prompted economic instability in the late 1800s still a threat today?

For the most part there are a lot of common issues we deal with economically today that were a huge problem in the 1800. For example, jobs weren’t always promising. There were jobs that worked over 12+ hours of one work day. Children even really young children worked in very poor and dangerous labor conditions. Depending on the weather, food could have been scarce. Farmers that grew crops and plowed or hand picked their crops struggled with weather dependency, cost of crops and land, not having a lot of technology to plow the fields so some crops could get ruined and that’s also loss of money. Heat during winter was a struggle for most. There were lots of diseases that wiped out many people and even families. Animals have killed many people as people have hunted many animals for food. Women were with the children cleaning, cooking, and doing house or shelter work while the men did most of the hunting, working, farming, and sometimes fought in wars, and men built towns or worked on railroads.

The advantage of banking with national retail banks is that they charge fees for many services.