Which is an example of using credit?
o a consumer buys an item and pays by check.
o a consumer buys an item and promises to pay later.
o a consumer buys a share in a company.
o a consumer brys an item and argues over the price.

A consumer buys and item and promises to pay later.

Explanation:

The whole concept of credit when it was first created was "buy now, pay later." This was also one of the major reasons for the Great Depression. So your answer would be the second choice.

seeing as no choices were provided, i'll do my best to answer it from knowledge.

job specialization promotes work ethic to the person doing the job. he/she may be strong in the arms and able to lift things, specializing him/her in a job where you lift and carry.

music

explanation: