Early in the development of our banking system, many banks failed. list five factors that caused banks to fail.

1. imbalance of risk versus return

2. failure to diversify

3. poor management of risks

4. the bank's assets falls to below the market value of the bank's liabilities

5. funding issues

Explanation:

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the effect of the ming leaders banning ships with more than two masts was that there was no further construction of ships masts, because there was a surplus. ming emperors disallowed foreign exploration

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explanation:

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