An obvious defect in the united states' banking system that was exposed during the great depression was

Lack of Regulation

Explanation:

The great depression showed the world that the US financial system was largely unregulated, which made it have a trust problem. As a result of the depression, new efforts like the SEC were put in place to regulate the markets.

this forms a narrow, steep sided inlet (sometimes deeper than 1300 metres) connected to the sea. the terminal moraine pushed down the valley by the glacier is left underwater at the fjord’s entrance, causing the water at the neck of the fjord to be shallower than the main body of the fjord behind it.