Who established one the first banking systems

It was built while Philadelphia was still the nation's capital. Alexander Hamilton conceived of the bank to handle the colossal war debt and to create a standard form of currency. Up to the time of the bank's charter, coins and bills issued by state banks served as the currency of the young country.

a direct vote in which an entire electorate is invited to vote on a particular proposal. this may result in the adoption of a new law.