11. Richard, an insurance producer for BigInsurer, is comparing his recommended life insurance policy to another life insurance policy owned by a client. In making such a
comparison, which of the following is he not required to compare?
A. the risks
B the applicable guaranty fund solvency
C. the guarantees
d. the tax treatment

Lina went camping in the woods. while camping, she accidentally touched a strange plant. her hand immediately started itching, and her skin erupted in hives. after she got home, her grandmother cooked some oatmeal, wrapped it in a cloth, and put it on lina’s affected hand. lina’s grandmother followed a traditional remedy.

Explain the purpose and function of the icd-10-pcs coding system, include reasons for the transition from icd-9 vol. 3.

The affordable care act has expanded mental health and substance abuse benefits to 62 million people and is an addition to the mental health parity act of 2008. the changes and additions require mental health coverage in small group and individual plans where people were not previously covered. what is the biggest benefit of these changes? what major challenges are still associated with mental health coverage? explain your reasoning.