What changes during puberty happen to both genders

Which of the following is true about the negative impact of tobacco use on both families and society? a. families and society are both negatively impacted by increased financial stress due to tobacco use. b. neither families nor society.are negatively impacted by loss of productivity due to tobacco use. c. higher insurance rates to pay for the cost of treating cancer-related illness are levied at the families of smokers, but not at society as a whole. d. all of the above