HELP PLEASE!! ILL GIVE BRAINLIEST AND 10 points 35. Which of the following is an example of delayed gratification?

Exercising every day

Using credit cards to pay for a vacation

Recognizing the long-term consequences of smoking

Saving for the down payment on a house before buying one

What is the main structural difference between enveloped and nonenveloped viruses? a) enveloped viruses have their genetic material enclosed by a layer made only of protein.b) nonenveloped viruses have only a phospholipid membrane, while enveloped viruses have two membranes, the other one being a protein capsid.c) enveloped viruses have a phospholipid membrane outside their capsid, whereas nonenveloped viruses do not have a phospholipid membrane.d) both types of viruses have a capsid and phospholipid membrane; but in the nonenveloped virus the genetic material is between these two membranes, while in the enveloped virus the genetic material is inside both membranes.