An applicant for an individual health policy failed to complete the application properly before being able to complete the application and pay the initial premium she is confined to a hospital this will not be covered by the insurance because she has not met conditions specified in

Consideration clause.

Explanation:

The health insurance may be defined as the program that provide medical benefits to the individual by covering the medical expense. The health insurance can be provided by the government as well as private policy.

The health insurance include different rules and regulations that maintains the benefit of both insurer and the client.  The consideration clause is made in which the client has to pay the monthly or yearly premium for the continuation of the medical benefits.

Thus, the answer is consideration clause.

the trait of personality falls in the middle of the diagram because personality is a mixture of ones nature and environment.