Vhas a group policy with a $1,000 annual deductible that renews every january 1st. on june 1, v receives a notice that the current health company is discontinuing benefits and a new company is replacing coverage, giving identical benefits. up until this point v has paid $500 or her annual deductible. if v suffers a loss under the new policy, what is the maximum deductible she will have to pay under the new contract?

V has to pay $500 as maximum deductible under the new contract.

Explanation:

Since the benefits of the new insurance company are identical, V shall get credit for out-of-pocket cost for this calendar year. V has already paid half of her deductible for this year and shall only pay the remaining $500 to the new company for sufficing her yearly contract.

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