Alife insurance applicant wants a combination of savings and insurance protection with guarantees. if the applicant is willing to pay premiums only until the age of 65, at which time the policy is fully paid-up, which of the following should he/she purchase?
a adjustable life with a large death benefit and minimal premiumsb limited pay whole life-age to age 65c an ordinary straight whole life policy with a level term rider to age 65
d indeterminate premium whole life

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