In general, being underinsured means individuals do not have financial means to cover the gap between what their insurance covers and the total cost of their medical bills.

a. true.
b. false

A. True.

Explanation:

Underinsurance can be defined as the state when a person posses the health insurance that actually does not offer complete protection financially. This causes a financial crisis due to lack of ability of a person to cover all the healthcare expenses required to pay treatment and medication bills. Under the heading of underinsurance there is the economic features of health insurance, the benefits that are not covered under the health insurance, and actual access to the resources and services of health insurance are the factors.