Kathleen overslept, got caught in rush hour traffic, and was late for work. during her coffee break she spilled coffee on her clothes and on the way to the parking lot she got caught in a sudden downpour of rain. by the time she arrived home she felt drained, grumpy, and stressed out. kathleen's present state is the result of the cumulative effect of:

daily hassles

Explanation:

Daily hassles or daily stressors are the routine challenges of day to day living like everyday concerned work, day to day small irritation that may repeat many times in a day due to negligence, forgetfulness or any other fault that create stress in the mind and the body of a person.  

Kathleen present state is the result of the cumulative effect of the daily hassles. As her day routine is disturbed due to the fact that she got late for work. This may have create a stress.