Rosanne has a life insurance policy together with her husband, which they purchased when they first got married. the premiums for this policy are paid out of their joint checking account. the type of policy rosanne and her husband have is most likely a. individual life insurance b. term life insurance c. permanent life insurance d. group life insurance

That's actually called joint life insurance but answer is B

group is for employers

Term life insurance is attractive for young couples with children.  Parents may obtain large amounts of coverage for reasonably low costs. Upon the death of a parent, the significant benefit can replace lost income. They are also well-suited for people who temporarily need specific amounts of life insurance. In these cases, the policyholder believes their survivors will no longer need extra financial protection, or they will have accumulated enough liquid assets to self-insure. 

individual only covers 1 person