Why are medical exams usually required before getting a life insurance policy? - Your health status will determine is you are old enough for a policy.
✅Your health status will determine what rate class category you are in.
- If you are overweight you will not qualify to get life insurance.
- If you smoke you will not qualify to get life insurance.

B

Explanation:

A fully underwritten policy (which takes all medical and personal information into account) typically requires a medical exam to verify the information you provide and determine whether you have any health conditions that could affect your life expectancy.

"the sandy walls seemed to collapse in on themselves"

and

"the bloodshot waters seemed to have no bottom"

the correct answer is option d. none of these. it is noted that options a, b, and c share the same content.

despite the valid answer provided at the last sentence of each of the options, a question/answer format shouldn't include humourous themed responses such as "you bet your thermal pj's we do." - unless of course, the answer is carried out in an informal environment. this could be replaced with a simple "yes" or "it is necessary".

the question should be re-phrased to a more appropiate syntaxis. instead of "do we need the greenhouse effect? ", it should be written as "is the greenhouse effect necessary? " in order to give it a general scope, instead of limiting the answer to the needs of "we" the humans.