Which individual is most likely making good choices about their lifelong personal finances? *
Thomas uses his credit card to pay bills and makes the minimum payment each
month.
O Monica files for bankruptcy to avoid making monthly payments on her home. .
O James has invested a portion of his paycheck each month to his retirement fund.
Karen cashes in her retirement fund to build the home of her dreams.

james

Explanation:

if james keeps doing this he will be set for the future and more stable than the others.

in a place once known as north america, now known as panem, is a very rich city surrounded by twelve districts. every year because this very rich city, known as the capitol, is so rich and likes to think they control all the districts - which they do - there is something known as the hunger games! this is where two children, one boy and one girl from each district from the ages of twelve to eighteen, have to leave their families and compete in the hunger games, a live event that is aired on tv's all over panem. when katniss everdeen, aged sixteen from district 12, has to volunteer to take the place of her twelve-year-old sister prim after prim's name is called forth to become the 23rd member to compete in the 74th hunger games, she promises to prim that she will win! katniss doesn't believe she's coming out alive - but she's not going down without a fight.

because district 12 is so poor, katniss has been close to death many times from starvation but she's made it through it. but this is a different kind of close to death; this katniss doesn't know if she can survive.

she doesn't want to hurt, or kill anyone but when it comes down to it katniss' instinct is to survive. but when she starts to have confusing feelings about the boy from her district who is also her fellow contender, things get worse, and then she teams up with the girl from district 11 and only one person can survive. but who will it be? will her feelings get the better of her? will she let someone else win so they don't have to die? if katniss is going to win she's going to have to be brutal. she's going to have to kill!