The predicate of the topic sentence, which indicates what will be said about the topic, is called

explanation:

it's important for any number of settings.   but then i'm a retired teacher and my view may be biased.

it certainly will not weigh as a minus when applying to a college, while poor grades always work against you.

other factors are important like what you do to improve the community.  

an great real life example for the lottery principle is the real life lottery itself. it adheres to the lottery principle so much it's even called lottery. you apply for the lottery in the manner of getting a ticket and if you are lucky, the goods are distributed to you, in this case, the huge amounts of money. there are other real life example but this is the best one.

i think the correct answer is b. phrase