How could this excerpt from an essay best be revised

Which is best evidence that mary is beginning to change

It is important to learn about finances. take, for instance, the old rule of saving ten percent of every paycheck. are most people aware that theyshould immediately take that percentage out of their paycheck and put it into savings? balancing your checkbook is another important element ofkeeping track of your money. buy a money tracking program and use it to manage your money. another important tip is to speak with a financialplanner and learn about stocks and bonds. come up with a savings plan that includes a 401k, stocks, and bonds. and start young. the longer youwait to save, the less compound interest you will accumulate.which is the best title for this paragraph?

Constructing an argument: in modern american society, the legalization of marijuana continues to be controversial and hotly debated. some people find it contradictory that certain "drugs"—such as tobacco and alcohol—are legalized even though they pose proven health risks, while marijuana, which has many medicinal applications, continues to be illegal by the federal government. what reasons do you think the federal government gives for outlawing marijuana, and do the reasons support the conclusion?