Sophia is an exporter of designer and exclusive furniture from Nevada. Her business earns stable profits, as the interest rate has more or less remained unchanged in the past several years. However, mid-quarter, the Federal Reserve hikes the interest rate. What impact do you think will the change in interest rates have on her profits? A. The exchange rate will depreciate, leading to a decline in her profit margin. B. The exchange rate will remain stable, leading to a rise in her profit margin. C. The exchange rate will depreciate, leading to a rise in her profit margin. D. The exchange rate will appreciate, leading to a rise in her profit margin.

below i present a summary with the most relevant aspects of chapter 2, which were taken from karangan bahasa inggeris (english essays) spm: argumentative essays.

tuna wira

credit to mohana ram murugiah.

i hope to be of

teacher smiles at the students who wait for his signal to sit down. he nods briefly and the students sit down and get ready for the lesson to start. there is an air of quiet expectancy when teacher refers to the unusual things found underneath their houses that morning. whispers of bags of rice ran among the students and a student muttered reluctantly that the rice is rent for the landlord. this starts off the discussion on the issue of paying rent for the use of the landowner’s land. da wan raises the question of why the landlord owns the land rather than the farmer although they have spent a lot of time farming it. the three reasons of labour, need and inheritance are listed as reasons for the landlord’s ownership of the land. they are discussed and dismissed as inadequate reasons. they suggested a system of collective farming to the farmers. the headmaster comes down the corridor to observe the lesson. teacher very quickly changed the lesson to a geography wesson. the students followed his cue and no one gave the slightest notice < of the headmaster ‘s presence. when the headmaster leaves, teacher explains the implications of winning the scholarship. it involves bearing respontsibilities and the scholarship holder should master what is useful and return to the village. he should understand the injustices in the present system and change it to a fairer system. then, he announces the wiimnuir of the scholarship to be dawan.

moon-letters were a method of writing invented by the dwarves. moon-letters were ordinary runes, but written in such a way that they could only be read when the light of the moon shone behind the writing. some moon-letters could be read by any moonlight, but it was possible to make the writing even more secret. more sophisticated moon-letters could only be read by the light of the same shape of moon, or at the same time of year, as when they were written. hope this !

a discussion of natural rights