How Technology has affected the way we use
money today?

Help me is an assay

People don't actually go to banks as much, but online it's even worse. You might be putting money into what you think is a bank but really it's a scam and then all your money is gone.

Explanation:

Answer in explanation!

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Explanation:

Contactless payments added convenience and speed to the payment process. Customers across European countries and Canada, among other places, have been using contactless cards which allow them to simply tap their cards on the payment acceptance device to pay. While contactless cards are new to the U.S., mobile wallets such as "Apple Pay" and "Google Pay" also use contactless technology to enable customers to use their phones to tap and pay. They add another layer of payment security with bio-metrics authentication making it a safe way to pay.

After the success of EMV in other developed countries such as Canada, France, Australia and others, it was brought in to the U.S. in 2015 to combat the rampant counterfeit fraud. While traditional magstripe cards stored unchanging data, the chip in the EMV cards created unique transaction codes every time the card was used. Additionally, these chip cards created a dialogue between them and the payment acceptance device to authenticate the transaction. According to Visa, chip technology has helped reduce counterfeit fraud in the U.S. by 76 percent