Which of the following is an example of financial irresponsible

Taking out loans or using credit cards excessively without calculating the end costs lands many people in huge debt

Explanation:

the central idea is basically saying that juveniles that have committed a crime will not have the same consequences as the   adults that have. they will have a softer punishment than what the adults have that is harsh in some ways.

the opening scene of "sweat" exposes the great emotional charge of the story. it shows the violence and abuse that dyes the marriage between delia jones and skyes.

skyes decides to terrorize his wife by pulling a bull whip (which resembles a snake), knowing that she is terrified of those animals. skyes laughs cruelly at her and kicks the laundry with which delia has been working hard, telling her to get rid of it. skyes also comments on her religious manners, telling his wife how ridiculous they are. delia reacts by threatening skyes with her frying pan, generating even more conflict