Can someone me to explain this slide have to present this slide and i dont know what to say about it and my topic is should a university education be free in the united states?

key vocabulary :
defaults- failure to fulfill an obligation (repay loan)

loans- a thing that is borrowed and is expected to be paid back with interest

tuition- a sum of money charged for teaching or instruction by a school

tax- a compulsory contribution to state revenue, levied by the government on workers’ income and business profits

subsidies- a sum of money granted by the government or a public body to assist an industry/business so the price of commodities or services may remain low and competitive

Read the passage below and answer the question that follows. ‘you make me feel uncivilized, daisy,’ i confessed on my second glass of corky but rather impressive claret. ‘can’t you talk about crops or something? ’ i meant nothing in particular by this remark but it was taken up in an unexpected way. ‘civilization’s going to pieces,’ broke out tom violently. ‘i’ve gotten to be a terrible pessimist about things. have you read ‘the rise of the coloured empires’ by this man goddard? ’ ‘why, no,’ i answered, rather surprised by his tone. ‘well, it’s a fine book, and everybody ought to read it. the idea is if we don’t look out the white race will be—will be utterly submerged. it’s all scientific stuff; it’s been proved.’ in this passage, tom’s ideas about race relations come off as uncivilized. what literary device is fitzgerald using here? irony personification metaphor simile