Peer collaboration helps develop critical-thinking skills, which is the ability to focus on multiple subjects at once.
criticize the thoughts of others.
examine a subject more closely.
focus on a single opinion or perspective.

Mastercard managers are motivated to increase (1) the number of individuals who have and use a mastercard credit card, (2) the number of banks and other clents who issue mastercards to customers and/or employees, and (3) the number of locations that accept mastercard payments. discuss how mastercard could use its data warehouse to it expand each of these customer bases.