The monthly payment M of a loan amount P for y years and with interest rate r can be calculated by the formula:

M= P(r/12)/ 1-(1+r/12)^-12y

Write a program that calculates the monthly payment for a $100,000 loan for 30 years using a 5% interest rate. Repeat the problem (calculate the monthly payment) for a 3% interest rate. Have the user input the Principle (P), Years (y) and Rate (r), then output a sentence that says (again, please format and show the number of digits)