When it comes to saving money, what is a good rule of thumb? a keep most of your savings in your checking account b put aside money for savings each month c choose the savings account with the lowest interest rate d put anything you can’t afford on your credit card

The correct answer is B) Put aside money for savings each month

Explanation:

Saving is the portion of the income that the individual decides not to use today. Then, reserve that capital out of any risk to cover a future need or contingency. It can even be left as an inheritance.

That is, saving is the percentage of income that the person does not spend or invest. Thus, seek to have a fund for a disbursement that must be made later, for example.

Saving is a very important element of a family, but it is only achieved through good estate planning. In many cases it is necessary to go to a financial advisor.

It should be noted that not consuming at present involves an opportunity cost. Therefore, some risk is being assumed. It can happen, for example, that the product that the individual wanted to buy with their savings then runs out in the market.

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