As the owner of a small business, you have decided to apply for a loan to expand your locations. Information that you most likely will need to
provide to the lender include all but:
a. current sales and expense figures.
b. projected sales and expense figures.
c. the cost of the expansion.
d. the average value of homes in your neighborhood.

Suppose you win a small lottery and have the choice of two ways to be paid: you can accept the money in a lump sum or in a series of payments over time. if you pick the lump sum, you get $2,950 today. if you pick payments over time, you get three payments: $1,000 today, $1,000 1 year from today, and $1,000 2 years from today. 1) at an interest rate of 6% per year, the winner would be better off accepting the (lump sum / payments over time), since it has the greater present value. 2) at an interest rate of 9% per year, the winner would be better off accepting the (lump sum / payments over time), since it has the greater present value. 3) years after you win the lottery, a friend in another country calls to ask your advice. by wild coincidence, she has just won another lottery with the same payout schemes. she must make a quick decision about whether to collect her money under the lump sum or the payments over time. what is the best advice to give your friend? a) the lump sum is always better. b) the payments over time are always better. c) it will depend on the interest rate; advise her to get a calculator. d) none of these answers is good advice.

In the context in which your reading material uses the term traffic patterns are

Alife tenant has the to keep the property in good repair and to pay property taxes. the two types of ownership are tenancy in common and joint tenancy. concurrent ownership can also be held in a tenancy by the entirety or as community property. in most states, it is that a co-tenancy is a tenancy in common. with a joint tenancy a deceased joint tenant's interest to the surviving joint tenant or tenants. the right of survivorship a joint tenancy from a tenancy in common. when a joint tenant transfers her or his rights to another without the consent of the other joint tenants, doing so the joint tenancy.