It's January 1st, and Jillian is starting a new savings plan. Her savings account charges a $\$10$ monthly fee for any month where she does not have an ending balance of $\$1,\!000$ or higher. At the beginning of each month, she deposits $\$100$ into her account. At the end of the year, her bank awards her an interest at the rate of $1\%$, rounded to the nearest dollar, calculated on the ending balance. After three years, what is her ending balance after interest