Hurry please!!! Due in a hour. Bill needs help paying for his daughter's college. He chooses a loan with fewer eligibility requirements because he does not have a stable income. Which loan type does this describe?

Federal loan
PLUS loan
Subsidized loan
Work-study loan

Iceberg storage, a leading hard drive manufacturer, recently filed for bankruptcy. while most of iceberg's competitors were shifting away from physical data storage devices toward online cloud storage services, iceberg invested most of its retained earnings in the effort to improve its hard drives. once the hard-drive market drastically declined, iceberg storage was unable to capitalize on the new technology. which of the following does this scenario best illustrate a. causal ambiguity b. knowledge diffusion c. social complexity d. path dependence