Henry is having trouble paying his rent and making minimum payments on loans and credit cards. Which should he consider? Check all that apply.
Apply for a larger loan at a different bank.
Create a budget to track income and expenses.
Apply for a credit card to pay for his other expenses.
D Make less than the minimum payments on his loans and credit cards.
O Talk to a consumer credit counseling service.

Imprudential, inc., has an unfunded pension liability of $572 million that must be paid in 25 years. to assess the value of the firm’s stock, financial analysts want to discount this liability back to the present. if the relevant discount rate is 6.5 percent, what is the present value of this liability? (do not round intermediate calculations and enter your answer in dollars, not millions, rounded to 2 decimal places, e.g., 1,234,567.89)