Prepare a tender document with clear specifications to the supplier.

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A tender is a submission made by a prospective supplier in response to an invitation to tender. It makes an offer for the supply of goods or services, including a price and proposals for how the requirements will be satisfied if these have been requested.

An invitation to tender provides prospective suppliers with tender documentation setting out the information they need to prepare their offer. It is vital that tender documents are comprehensive and clear if realistic prices are to be obtained, making it more likely that the project will adhere to the budget once the works begin, and reducing the likelihood of misunderstandings, mistakes and claims

(a) when insurance is obtained through a reciprocal insurer, the insureds are sharing the risk of loss with other subscribers of that reciprocal.

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