Bill shares an apartment with Matt. The lease and all the utilities are in Matt's name. Bill pays his rent, and his share of the utility bills on time. Why does this
not help Bill build a positive credit score?
O A. He only pays half of the lease and utility bills.
OB. The lease and utility bills are not in his name:
OC. Matt does not pay the bills on time.
OD. Matt does not tell the landlord Bill is living there.