Suppose the likelihood that a person will get disease X is determined in large partâ (but notâ exclusively) by his or her genes.â Initially, it is impossible to determine who carries the gene for theâ disease, and many people spend $600 on special health insurance to cover the cost of treatment for the disease. Suppose scientists uncover the gene responsible for the disease and develop a simple test for the gene. Suppose the government passes a law that prevents insurance companies from getting the results of aâ customer's genetic test for X. The new price of X insurance will be: