One of the lessons from the 2007-2009 financial crisis regarding the management of risk by financial institution is that: Select one: a. many of the usual mechanisms for managing liquidity risk actually worked pretty well. b. many banks lacked real-time information that would allow them to assess their various risk exposures at the bank-wide level. c. banks were holding too much capital as a protection against market risk. d. some banks, especially large ones, overestimated the trading risk associated with mortgage backed securities.

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You have learned that there are many ethical concerns surrounding genetic research, and it's important to be familiar with them. for this project, you will write a persuasive essay about an ethical question in biotechnology. directions the goal of a persuasive essay is to convince people to agree with you. it is important to support your opinion with facts. a persuasive essay is not simply a description of your beliefs. be sure to organize your information, give clear examples, and build your argument carefully. read the following genetics topics below. choose a topic and then decide what side you are on. remember that there is no "right" or "wrong" side. ethical questions often have many points of view. research your topic and write a 400 word persuasive essay. topic 1: should insurance companies have the right to learn the genetic profiles of the people they insure? topic 2: should employers have the right to learn the genetic profiles of the people they hire? are there special considerations for employees in jobs in which there is a high risk to others, such as airline pilots, doctors, or bus drivers? topic 3: should scientists who identify genes and create new genetic engineering techniques have the right to patent their methods for their own profit?

Which of the following is not an example of one of the four mail advantages of prices on a free market economy