Compare checking accounts based on fee structure and services to determine which is the best value. David is a high school senior who wants to open a checking account. He won't need to write many checks, but he would like access to ATMs without paying extra fees. He will be able to maintain a balance over $25.

Gather information about two checking accounts that are appropriate for him. Review information on bank Web sites, call banks, or visit a bank. Track the information in a table like the one shown below.

Compare the information and decide which checking account is best for David.