As you get older, what happens to the cost of term insurance? A. It decreases. B. It increases at a decreasing rate. OC. It increases at an increasing rate. & D. It increases at a steady rate at about 1 percent per year. ​

answer; empowerment and collaboration;

answer (b); /// a method of measuring the opinions of a large group of people by selecting a subset of the larger group, asking them a set of questions and then generalizing those responses;

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.