Which of the following describes an effective strategy for protecting yourself against identity theft?
a shredding all important mail and documents
b only use trusted organizations to wire money
c avoid using unsecured wireless networks
d only communicate with your bank representative over the phone everfi answers

(a) when insurance is obtained through a reciprocal insurer, the insureds are sharing the risk of loss with other subscribers of that reciprocal.

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these are the four factors that influence enterpreneurship development

1. economic development

2. culture

3.technological development

4. education